借款人必須有良好的信用記錄，無嚴重逾期或不良信用記錄，另外信用報告中負債比例不能過高。 8 of the highest ten millennial wellbeing conditions �?depression, substance use problem, large blood pressure, hyperactivity, Crohn’s disorder and ulcerative colitis, large cholesterol, tobacco use dysfunctio